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Is Maine Affordable?

What the data says about the cost of living in Maine — and how it compares.

The Bottom Line

Maine is less expensive than the national average when it comes to day-to-day expenses. 79.43% of residents say their household expenses are difficult to handle, compared to 80.39% nationally. Meanwhile, 5.19% of renters are behind on payments — lower than the national rate of 8.6%. The median rent in Maine sits at $1,085/month.

79.43%
Expense Difficulty
5.19%
Behind on Rent
9.56%
Uninsured
59%
Employed
33.79%
AI Usage
$1,085
Median Rent
46.8%
Cost-Burdened Renters
2.5%
Unemployment Rate

What This Means for Residents

When we look at the full picture in Maine, affordability goes beyond just rent. With 9.56% of residents lacking health insurance (above the 7.67% national average), unexpected medical costs can tip the balance for many households.

Employment tells part of the story too: 59% of respondents are currently employed, meeting or exceeding the national rate of 56.85%. But being employed doesn't necessarily mean comfortable — the 79.43% expense difficulty rate suggests many working families still feel the squeeze.

Interestingly, Maine has higher-than-average AI adoption at 33.79%, which may reflect a tech-forward workforce seeking productivity gains in a challenging economic environment.

Maine at a Glance

About This Data

Census HTOPS data is reported at the Census Division level. Metrics for Maine reflect the New England division. Supplemental rent and unemployment data come from the American Community Survey (via FRED) and Bureau of Labor Statistics respectively.